PBnJ Investors LLC
Effective Date: 9/25/2025
Website: https://pbnjinvestors.com
This Funding Disclaimer governs all funding-related communications, submissions, discussions, and materials provided through this Website or directly by PBnJ Investors LLC ("Company," "we," "our," or "us").
By submitting a funding request or engaging with the Company, you acknowledge and agree to the terms below.
Nothing on this Website, in any communication, presentation, pitch deck, email, SMS, call, or marketing material constitutes:
• A commitment to lend
• A loan approval
• A binding offer
• A term sheet
• A promise of capital
• A guarantee of funding
All funding is subject to underwriting, due diligence, documentation, and final written agreement.
No funding obligation exists unless and until formal written agreements are fully executed by all parties.
PBnJ Investors LLC may operate in one or more of the following capacities:
• Direct private lender
• Capital connector
• Deal facilitator
• Joint venture participant
The Company is not a bank, mortgage lender, institutional lender, or government-backed lending entity.
The Company may introduce deals to third-party capital sources.
Third-party capital sources operate independently and make their own underwriting decisions.
All funding decisions are based on independent review and may include:
• Property valuation analysis
• Risk assessment
• Title review
• Borrower background review
• Financial document review
• Exit strategy analysis
• Market conditions
Approval criteria are determined solely at the discretion of the funding source.
We reserve the right to approve, decline, restructure, or withdraw consideration of any deal at any time.
The Company does not guarantee:
• Interest rates
• Loan-to-value ratios
• Term length
• Funding timelines
• Lien position
• Closing dates
• Approval probability
Any preliminary discussion of potential terms is illustrative only and subject to change without notice.
Nothing on this Website constitutes:
• A public offering of securities
• An investment solicitation
• An offer to sell securities
• An offer to purchase securities
If the Company participates in private investment transactions, such participation is conducted in compliance with applicable laws and exemptions.
Information presented is for informational purposes only and should not be interpreted as investment advice.
Real estate transactions and private lending involve substantial risk, including but not limited to:
• Market fluctuations
• Borrower default
• Construction risk
• Regulatory risk
• Liquidity risk
• Title defects
• Litigation risk
Users acknowledge that loss of principal or capital may occur.
No representation is made that any transaction will be profitable or successful.
If we introduce you to a capital source:
• The capital source is not an agent of the Company
• The Company does not control the lender
• The Company is not responsible for lender actions
• Funding timelines are not guaranteed
• The Company is not liable for declined deals
Any agreement between you and a third-party lender is separate and independent.
By submitting a deal, you agree that:
• All information provided is accurate
• You have authority to submit the deal
• You will provide requested documentation promptly
• You understand that underwriting may require sensitive financial documentation
Submission of false or misleading information may result in immediate termination of consideration.
PBnJ Investors LLC may receive compensation in connection with funding transactions, which may include:
• Origination fees
• Spread income
• Success-based compensation
• Joint venture participation
• Equity participation
• Referral compensation
Compensation structures will be disclosed in writing where applicable.
The Company does not provide:
• Legal advice
• Tax advice
• Accounting advice
• Investment advisory services
You are responsible for consulting your own licensed professionals before entering into any funding transaction.
While reasonable care is taken to protect submitted information, no submission shall be deemed confidential unless explicitly agreed in writing.
We may share deal information with capital sources for evaluation.
You agree that you are not relying on any verbal statement, marketing material, example scenario, or projected return in making a decision.
Only executed written agreements govern transactions.
To the fullest extent permitted by law, PBnJ Investors LLC shall not be liable for:
• Declined funding
• Delayed funding
• Market losses
• Transaction failure
• Loss of profits
• Indirect damages
Total liability shall not exceed any fees actually paid to the Company.
This Disclaimer shall be governed by the laws of the State of Connecticut.
We reserve the right to modify this Funding Disclaimer at any time.
Continued use of this Website constitutes acceptance of changes.
PBnJ Investors LLC
Email: [email protected]
Phone: (860) 777-1114