SMS & Electronic Communications Policy

PBnJ Investors LLC
Effective Date: 9/25/2025
Website: https://pbnjinvestors.com

This SMS & Electronic Communications Policy ("Policy") governs all text messaging, email, and electronic communications sent by PBnJ Investors LLC ("Company," "we," "our," or "us").

By providing your phone number or contact information, you consent to the practices described below.


1. Consent to Receive Communications

By submitting your phone number through:

• Website forms
• Deal submission forms
• Funding applications
• Appointment scheduling pages
• Direct communication
• CRM opt-in forms

You expressly consent to receive communications from PBnJ Investors LLC via:

• SMS text messages
• Phone calls
• Voicemail
• Email
• Automated or manual outreach

Consent is not a condition of purchase or funding approval.


2. Types of Messages You May Receive

You may receive messages relating to:

• Deal submission confirmations
• Funding status updates
• Document requests
• Appointment reminders
• Transaction notifications
• Operational updates
• Marketing communications (if opted in)

Message frequency may vary based on engagement.


3. Message and Data Rates

Message and data rates may apply according to your mobile carrier’s terms.

PBnJ Investors LLC is not responsible for carrier charges.


4. Opt-Out Instructions

You may opt out of SMS communications at any time by:

• Replying STOP to any message
• Emailing [email protected]
• Requesting removal verbally or in writing

After opting out, you will receive confirmation of your removal.

You may still receive non-marketing communications related to active transactions if legally required.


5. Help Instructions

For assistance, reply HELP to any SMS message or contact:

[email protected]
(860) 777-1114


6. No Third-Party Marketing Sharing

SMS consent and phone numbers collected for SMS purposes are not sold or shared with third parties for marketing purposes.

We may share information with service providers solely to facilitate communication delivery.


7. Autodialer and Automated Messaging Disclosure

Messages may be sent using:

• Automated dialing systems
• CRM-based messaging platforms
• Third-party messaging providers

By opting in, you acknowledge and agree to receive automated messages.


8. Record of Consent

We maintain internal records of:

• Opt-in source
• Timestamp
• IP address (when applicable)
• Form of consent

Consent records may be retained for compliance purposes.


9. Revocation of Consent

Revocation of consent does not affect:

• Communications required to complete active transactions
• Legal notices
• Contractual communications


10. Communication Security

SMS and email are not encrypted communication methods.

Do not transmit sensitive personal information via SMS unless explicitly requested through secure methods.


11. Carrier Disclaimer

Carriers are not liable for delayed or undelivered messages.


12. Changes to This Policy

We reserve the right to modify this Policy at any time.

Continued use of our services constitutes acceptance of changes.


13. Contact Information

PBnJ Investors LLC
Email: [email protected]
Phone: (860) 777-1114